Lo mxholo ulandelayo uguqulelwa kumthombo wamaTshayina ngoguqulelo lwamatshini ngaphandle kokuhlelwa kweposi.
Eli nqaku liza kucacisa ukuba njaniAmaziko Okuguqulwa kwezezimaliUnokuhlangabezana neemfuno zonxibelelwano ezinentsingiselo yeli bhayibhile kwicandelo lezemali. Okokuqala, amaziko okuguqulelwa kwezemali enobuchule bolwazi lwezezimali kunye nobuchule benqanaba eliphezulu, elinokuqinisekisa unxibelelwano oluchanekileyo lolwazi oluntsonkothileyo kwicandelo lezemali. Okwesibini, amaziko ekuguqulani kwezemali amkele ubuchule bokuguqulela abahlali kwaye izixhobo zokuphucula ukuguqulela ukusebenza ngokukuko nokuqinisekisa ukuba umgangatho wokuguqulela. Amaziko osithathu, amaziko emali anobutyebi acebileyo kunye nezixhobo zokubonelela ngoguqulelo lwexwebhu, ukutolikwa, ukuguqulelwa kwemali, njl. Njl. Ewe, njl njl.
1. Ulwazi lwezezimali kunye neZakhono zoLwimi
Amaziko Okuguqulwa kwezezimaliYiba neqela eliqulathe iingcali zezemali kunye neengcali zokuguqulela, zinolwazi olunzulu lwezezimali kunye namava oguquleli. Baqhelene nesigama esinobuchule kunye nemigangatho kwicandelo lezemali, kwaye banokuqonda ngokuchanekileyo kwaye banxibelelane nesiqulatho samaxwebhu emali. Kwangelo xesha, banamanqanaba aphezulu okuguqulela ulwimi, abanokwazi ukuguqulela ngokucokisekileyo isicatshulwa soqobo kulwimi ekujolise kulo, kuqinisekisa unxibelelwano oluchanekileyo noluchanekileyo lolwazi.
Abaguquleli amaziko okuguqulwa kwezemali athathe inxaxheba ngocwangco kunye noqeqesho, hayi kuphela ukuba nezakhono ezibalaseleyo zolwimi, kodwa nokuqonda izinto ezinamandla kunye nentuthuko yezemali kwicandelo lezemali. Bakwazi ukuguqula amaxwebhu ahlukeneyo eemali, kubandakanya neengxelo zonyaka, iingxelo zemali, amaxwebhu asemthethweni, uhlalutyo lwentengiso, njl.njl, njl njl.
Ukongeza kwinguqulelo yokuguqulela itekisi, amaziko ekuguqulelo yezemali abonelela ngeenkonzo zokutolika, ezinjengokuTolika kweNkomfa kunye notoliko lweeNtetho zeShishini. Banokuqonda ngenkcubeko yeshishini kunye ne-Etiquette yezezimali, kwaye banokwazi ngokukhawuleza nangokuchanekileyo umxholo okholekileyo. Nokuba ziintlanganiso ezikwinqanaba eliphezulu lamajoni amazwe amaninzi okanye ukutolikwa okwenyani kwentengiselwano yemali, amaziko okuguqulelwa kwemali anokuhlangabezana neemfuno zakho zokutolika.
2. Iindlela zokuNgene nezixhobo
Amaziko Okuguqulwa kwezezimaliAyixhomekeki kuphela kumaqela oqeqesho, kodwa sebenzisa iindlela zokuguqulela ezixhaphakileyo kunye nezixhobo zokuphucula ukuguqula ukusebenza nokuchaneka. Basebenzisa izixhobo ezifana nokuguqulelwa koomatshini, amathala eencwadi ezigama, kunye neethala zememori ukuchonga ngokukhawuleza kwaye baguqulele imixholo yobungcali kunye nomxholo ophindwe kabini kwiifayile, ixesha lokuguqula iindleko zokuguqulela.
Amaziko okuguqulela imali asebenzisa ikati (i-Completion Conversim) Izixhobo zokubonelela ngolawulo lwenguqulo kunye nolawulo lweeprojekthi zamaxwebhu oluguqulelwayo, ukuqinisekisa ukusebenzisana ngokufanelekileyo phakathi kwamaqela abaguquleli. Ezi zixhobo zinokulandelela inkqubela phambili kunye nomgangatho, ukufezekisa ukucaca kunye nokulawulwa kwenkqubo yokuguqulela.
Ukongeza, amaziko okuguqulwa kwemali aqhuba uphando ngenkuthalo kwaye esebenzisa ukufunda umatshini kunye netekhnoloji yokuphucula umgangatho kunye nenqanaba lokulungelelanisa. Baza kusebenzisa iteknoloji yendalo yolwimi kunye netekhnoloji yemigodi yedatha yokwakha iimodeli zokuguqulela kunye neenkqubo kwicandelo lezemali, zibonelela ngoBathengi kwiinkonzo ezilula neziphezulu zokuguqulela.
3. Amava atyebileyo kunye nezixhobo
Amaziko okuguqulelwa kwezemali aqokelele amava kunye nezixhobo ezityebileyo, kwaye unokubonelela ngeenkonzo zokuguqula. Bayazi iModi yokuSebenza kunye nemigaqo-nkqubo elawulayo yeentengiso zezezimali, kwaye uqonde iimpawu kunye neemfuno zamaziko emali kumazwe ahlukeneyo. Nokuba ngaba ngamaxwebhu ethotyelo ezibhankini zasekhaya okanye izivumelwano zabasebenzi kunye namaziko emali ehlabathini, amaziko emali aguqule imali anakho ukubonelela ngezisombululo zokuguqulela ngokweemfuno zabathengi.
Amaziko okuguqulwa kwezemali anoluhlu olubanzi lolwimi kunye nezixhobo, kwaye unokubonelela ngeenkonzo zokuguqulela iilwimi ezininzi. Basekile ubudlelwane bentsebenziswano kunye neearhente zaphesheya kunye nabaguquleli, kwaye banokuziphendula ngokulula kwiimfuno zeeprojekthi zokuguqulela imisebenzi. Amaziko okuguqulwa kwezemali anokubonelela ngeenkonzo eziphezulu zokuguqulela ngesiTshayina, isiNgesi, iJapan, isiKorea, kunye nezinye iilwimi.
Amaziko ekuguqulalweni kwezemali akwabonelela ngeenkonzo zokuguqulela zasekhaya, ezazisa amaxwebhu aguqulweyo ngokolwimi, inkcubeko kunye neemfuno zolawulo lwamazwe ahlukeneyo okanye imimandla. Bayaziqonda iimpawu kunye neemfuno zemakethi ekujoliswe kuyo, enokukunceda abathengi baqhubela phambili kwinkqubo yokwakhiwa kwamazwe.
4. Imigaqo eyimfihlo eqinileyo
Amaziko okuguqulelwa kwezemali athambisa ukubaluleka kokukhuselwa kweemfihlo zorhwebo lwabathengi kunye neenkcukacha zobuqu, ukubambelela kwimigaqo-mvume yokuyimfihlo. Basayina iimvumelwano zokugcina izinto eziguqulweyo nabaguquleli, ulawula ngokusondeleyo inkqubo yokuguqulela kunye namaxwebhu, kwaye baqinisekise ukuba ulwazi lwabathengi aluzange lufikelele kwiqela lesithathu.
Amaziko ekuguqulani ngezemali angasamkeli itekhnoloji yokufumana itekhnoloji kunye namanyathelo okukhusela ugcino nokudluliselwa kweefayile zokuguqulela. Bayenze inkqubo ebanzi yolwazi yokuvavanya nokulawula umngcipheko kwiiprojekthi zokuguqulela. Kwimeko yokwanda kokubaluleka kolwazi lwezezimali, amaziko ekuguquleni imali anokunika iinkonzo zokuguqulela abathengi.
Amaziko okuguqulelwa kwezemali ahlangabezana neemfuno zonxibelelwano ezineelwimi ezininzi zabathengi kwicandelo lezemali ngolwazi lwezezimali kunye nezakhono zokuguqulela ulwimi. Bayamkele ubuchule bokuguqulela abaphambili kunye nezixhobo zokuphucula ukuguqulela ukusebenza nokuchaneka. Kwangelo xesha, amaziko okuguqulelwa kwezemali anamava kunye nezixhobo zokubonelela ngeenkonzo zokuguqulela. Ngokubalulekileyo, banamathela kwimigaqo-mvume yokuyimfihlo kwaye bakhusele iimfihlo zorhwebo lwabathengi kunye nolwazi lomntu.
IXESHA LOKUQALA: UMar-21 ukuya ku-4024